Refinance Owner-Occupied Commercial Property Without Guesswork

Rate-and-term refinance, restructuring, and eligible cash-out — focused on improving stability and freeing capacity for growth.

What You Can Refinance

Rate & term refinance

(improve payment, reset term, remove short maturities)

Existing business debt

Commercial property and machinery/equipment

Eligible “cash-out” refinance

for expansion, improvements, or business growth (program-dependent)

Partner buyouts

(when supportable and eligible)

High-Leverage Refinance

In certain SBA 7(a) and 504 refinance scenarios, leverage can be high — sometimes approaching ~90% — if requirements are met.

Mini document checklist:

Explore smarter refinance options.