Explore how to unlock the value of your home’s equity in retirement.
A reverse mortgage allows eligible homeowners age 62+ to convert a portion of their home equity into tax‑free funds — while retaining ownership and continuing to live in the home.
There are no required monthly mortgage payments.
You or your heirs will never owe more than the home’s value
No other assets are ever at risk
Federally insured through FHA (HECM loans)
What non‑recourse means:
When the home is sold, the loan is repaid only from the home’s value. If the sale price is less than the loan balance, FHA insurance covers the difference — not you or your family.
No required monthly mortgage payments
You keep ownership of your home
Funds can be received as:
Monthly income
Line of credit
Lump sum
Or a combination
You must continue to:
Pay property taxes & insurance
Maintain the home as your primary residence
No. You remain the homeowner.
No. Heirs are protected.
No, as long as home obligations are met.
A reverse mortgage may help seniors who want to:
Increase financial flexibility
Reduce retirement stress
Remain independent longer
It may not be ideal if you plan to move soon or cannot maintain basic home obligations.
NMLS #145032
NEXA Mortgage LLC is an Equal Housing Lender and Equal Housing Opportunity
Branch: 345 Doucet Road suite 228 Lafayette Louisiana 70503.
Corporate: 5559 S Sossaman Rd Bldg #1 #101, Mesa, AZ 85212.
(337) 270-3111
info@thegulfcapital.com
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